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Project Loan for New Business-2023

Beginning a new project? Get project financing for extension, broadening, modernization, adjusting of equipment, quality accreditation or whatever else you may need to guarantee your projects are absolutely achievement.

Welcome to cfs, your premier source for the Project Loan for New Business-2023 and surrounding areas. Our goal is to provide our clients with the most competitive rates and outstanding customer service for all of their Project needs.Whether you are looking for a Project  loan, or just searching for the best Project loans providers, we have you covered.

Places we provide project loan in Kerala :

  • Thiruvananthapuram
  • Kollam
  • Pathanamthitta
  • Kottayam
  • Alappuzha
  • Ernakulam
  • Thrissur
  • Palakkad
  • Malappuram
  • Kozhikode
  • Kannur
  • Kasaragod

Project loan we provide in other cities :

  • Chennai
  • Coimbatore
  • Selam
  • Thiruchi
  • Mangalore

project loan

we understand that obtaining a Project loan can be a confusing and overwhelming process. That’s why we are dedicated to making the process as simple and stress-free as possible. Our loan officers are knowledgeable and friendly, and will work with you to find the best Project loan for your specific needs.

Project loans is given to corporate borrowers to the reason for capital consumption including setting up of new/extra assembling offices, development and so on. Project loan is additionally accessible to get the fixed resources like land and building, plant and hardware and so forth.They are most usually non-plan of action loans, which are verified by the project resources and paid completely from project income, as opposed to from the general resources or reliability of the project supports, a choice to a limited extent bolstered by monetary modeling.

Project loan for construction

Our project loans are designed to help you fund your construction projects, whether it’s building a residential or commercial property, renovating an existing property, or undertaking infrastructure development.

With our project loans for construction, you can access the funds you need to cover construction costs, such as materials, labor, equipment, and other expenses. Our loans come with competitive interest rates, flexible repayment terms, and personalized loan solutions tailored to your unique needs.

Our experienced team at Cochin Finance Services will work closely with you to understand your project requirements and financial goals. We provide a seamless loan application process, with quick approvals and minimal documentation. Our aim is to make your construction project a reality by providing the financial support you need.

Whether you are a contractor, builder, real estate developer, or individual homeowner, our project loans for construction can help you bring your construction plans to life. Trust Cochin Finance Services as your reliable financial partner for your construction projects. Contact us today to discuss your project loan needs and take the first step towards building your dream construction project.


All loans are not created equal, Loans has become a great option for people to use.

Faster Loan

Cochin Financial Services helps you to get the loan faster than any other consultants! Starting from document prepartion, our main motto is to get you the money!

Choose amount

All charges are communicated up front in writing along with the loan quotation, and let us know how much money you want and we set strategy accordingly.

Enjoy the best rates

Our loan rates and charges are very attractive. We always get you loan for the best interest rates in the market. Its upto us to get you a hassle free loan.

Decide your tenure

As our loan rates and charges are very attractive, we help the clients to workout on tenure which never become a burden for them. We works for you.


Loan Eligibility

Appropriate project finance candidates include greenfield projects and significant facility or production expansions.

Typical projects that we have successfully funded include independent power generation facilities, natural resources projects such as mining, oil and gas, public infrastructure including toll-road systems, airports, shipping ports, railway systems, among others.

Project Criteria

  • The project should have long-term contracts from creditworthy entities for the purchase of the project’s output and the purchase of the project’s major project inputs such as fuel, raw materials, and operations and maintenance.
  • The project should have an appropriate allocation of risk to the parties best suited to manage those risks.
  •  Sensitivity analysis should result in a sufficient debt service coverage ratio to ensure regular debt servicing for the term of the debt.
  • Total project cost should be comparable to projects of similar type and size for a particular market.
    Pricing and costs should reflect market based pricing.


Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.


How will your bank decide your project loan eligibility?

Your bank will assess your repayment capacity while deciding the home loan eligibility. Repayment capacity is based on your monthly disposable / surplus income, (which in turn is based on factors such as total monthly income / surplus less monthly expenses) and other factors like spouse’s income, assets, liabilities, stability of income etc.

The main concern of the bank is to make sure that you comfortably repay the loan on time and ensure end use. The higher the monthly disposable income, higher will be the amount you will be eligible for loan.

Typically a bank assumes that about 55-60 % of your monthly disposable / surplus income is available for repayment of loan. However, some banks calculate the income available for EMI payments based on an individual’s gross income and not on his disposable income.

The amount of the loan depends on the tenure of the loan and the rate of interest also as these variables determine your monthly outgo / outflow which in turn depends on your disposable income.

What is an EMI?

You repay the loan in Equated Monthly Installments (EMIs) comprising both principal and interest. Repayment by way of EMI starts from the month following the month in which you take full disbursement.

How does tenure affect cost of project loan?

The longer the tenure of the loan, the lesser will be your monthly EMI outflow. Shorter tenures mean greater EMI burden, but your loan is repaid faster. If you have a short-term cash flow mismatch, your bank may increase the tenure of the loan, and your EMI burden comes down. But longer tenures mean payment of larger interest towards the loan and make it more expensive.

Can you repay your project loan ahead of schedule? Is pre-payment of project loan allowed?

Yes, most banks allow you to repay the loan ahead of schedule by making lump sum payments. However, many banks charge early repayment penalties up to 2-3% of the principal amount outstanding.

Prepayment penalty may vary according to the reasons and source of funds – if you obtain a loan from another bank for pre-payment the charges are usually higher than when you pay from your own sources. However, you may credit more than your EMI amount into your loan account on a periodic basis and bring down your interest burden as and when funds are available with you.

Most banks do not charge a pre-payment penalty if you deposit more than your EMI payable on a periodic basis. Please check such stipulations while availing the loan. cfc is the Top No1business loan in Kerala | Kochi | 2023

Get a Quote

Now apply for a Loan online, All you need to do is provide your details below application form.