Get Affordable Business Loans

Lowest Interest Rates – Support for Eligibility – Quick Approval – Special Offers

Loan for business expansion for new business starters and existing business. Loan is given on collateral security.

Request for Business Loan

Easy to apply for a loan with us,Once you have complete this form. Get it done, hassle-free!

We are Here to Help You with Business Loans

Loan for business expansion for new business starters and existing business

Working capital loan

This loan is called over draft (O.D) and cash credit (C.C).

A working capital loan is a loan taken to finance the day-to-day operations of a company. These loans are not used to purchase long-term assets or investments, but are instead used to provide working capital that covers a company’s short-term operating needs.

Term Loan

Term loan is a loan in which principal and interest are paid as EMIs every month.

  1. Term Loan will be used as working capital
  2. To make necessary infrastructure for business
  3. For 5 years to 7 years.
  4. On credit guarantee and property collateral

Drop Line OD

Drop-line Overdraft (DLOD) is a facility granted to the customer by the financial institution where businesses can overdraw from their current account up to a limit that is agreed upon by the banker.Drop Line OD can be taken by those who want to reduce the OD Limit

  1. The loan is for 10 years
  2. Every year the OD limit is decreasing

Loan takeover and top-up

More loan by taking over the loan  in other bank

Low interest rates

High interest loans can be converted to lower interest rates

Project report and CMA data

CMA Data does all the project reports required for bank loans

* Condition apply

Ask us about any queries

Please call or whatsApp : 09846399200

or email us : [email protected]

No. Like other forms of financing, obtaining a small business loan is all about preparation. Ensuring your books are transparent and you maintain the reserve liquidity to encourage the lender that you’ll be able to service your debt consistently on time will lead to success. And experts agree the best way to avoid unnecessary snags is to prepare for the application process.

No. A low credit score is a concern for some lenders, but banks aren’t the only lenders out there. In fact, it’s far from impossible to get a business loan with bad credit. Alternative and private lenders are often able to offer more flexible terms, including which level of creditworthiness they can approve.

While traditional banks may be restrictive when it comes to obtaining credit, there are alternative options.

Not always. Entrepreneurs have more than one option for obtaining financing; banks are not the only game in town. There are alternative and private lenders, as well as creative types of lending which can help business owners shore up their capital without going through the lengthy and restrictive application process required by conventional lenders.

Cochin Financial Services help you to check your eligibility before applying for a loan.

Customer Reviews

We help you to resolve your financial problems!

“I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like to recommend Cochin Financial Services to all my friends and family”

AjayaKumar Kavumbhagam

“We came out of their offices very happy with their service. They treated us very kind. The waiting time was very appropriate. They resolve the issues we had and help us getting a business loan faster than we thought”

Muhammed Rawther

“I want to express my appreciation for assistance that you provided over several years to help resolve a difficult financial situation when my debt was out.I had 4 loans with the help of CFS. Thanks a lot”

Ganesh Krishnan

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Our Address

Cochin financial services

2nd floor, kumaran arcade

Power house road

Ernakulam 682018

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or Contact our office : 0484 4855200

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Business Loans best suit for you in Kerala, India

  • Unsecured Business Loan: Loans are provided to individuals firms, and companies who have 3 years continuous business track and 3 years IT returns based on their income in ITR
  • Business Loan: Loan is issued for starting a new business, for existing business and for development of existing business based on collateral security (Property)
    • Term Loan
    • Working capital loan
  • SME/MSME Loan: Loans are issued for small &large scale manufacturing /services units which are new and existing based on property or CGSTMSE scheme
    • Building or shed construction
    • Machinery and equipment purchases
    • Working capital(term loans and OD)
  • Export /Import Loan:
    LC, packing credit – Loans is issued for importing and exporting products based on property security
  • Project Loan: Loan are issued for new project based on property security or CGSTMSE Scheme